diff --git a/pricing.py b/pricing.py
new file mode 100644
index 0000000..60afd5f
--- /dev/null
+++ b/pricing.py
@@ -0,0 +1,109 @@
+"""ConnectVM rate card (INR) and pricing engine.
+
+Model: flavor-based monthly pricing, prorated by billable hours in the
+billing month. A VM present for the whole month pays its full flavor price;
+created mid-month it prorates. Custom flavors (not on the card) are priced
+from add-on unit rates. Volumes and floating IPs use add-on rates.
+"""
+
+# ---- Rate card: flavor monthly prices (INR) -------------------------------
+# key = normalized flavor name ("B1 - Lite" / "B1 · Lite" -> "b1 lite")
+FLAVOR_MONTHLY = {
+    "m2 tiny": 1200.0,
+    "m1 standard": 2303.0,
+    "a1 nano": 2303.0,
+    "b1 lite": 4607.0,
+    "c1 core": 9215.0,
+    "r1 medium": 27647.0,
+    "s1 large": 34559.0,
+    "t3 max": 43199.0,
+    "d2 edge": 46079.0,
+    "t2 xlarge": 62207.0,
+    "w2 prime": 73727.0,
+    "x1 elite": 92159.0,
+}
+
+# Card specs (vcpus, ram_mb, disk_gb) to detect spec drift on named flavors
+FLAVOR_SPECS = {
+    "m2 tiny": (1, 2048, 10),
+    "m1 standard": (1, 4096, 20),
+    "a1 nano": (2, 4096, 20),
+    "b1 lite": (4, 8192, 40),
+    "c1 core": (8, 16384, 80),
+    "r1 medium": (16, 65536, 200),
+    "s1 large": (24, 65536, 300),
+    "t3 max": (32, 131072, 480),
+    "d2 edge": (12, 32768, 100),
+    "t2 xlarge": (32, 98304, 480),
+    "w2 prime": (42, 131072, 500),
+    "x1 elite": (64, 131072, 800),
+}
+
+# ---- Add-on rates (INR/month) ---------------------------------------------
+ADDON_VCPU = 480.0          # per vCPU
+ADDON_RAM_PER_GB = 192.0    # per GB RAM
+ADDON_DISK_PER_GB = 9.6     # ₹96 per 10 GB SSD
+FIP_MONTHLY = 300.0         # additional IPv4
+SNAPSHOT_PER_10GB = 48.0    # not metered yet
+LB_MONTHLY = 1440.0         # not metered yet (Octavia)
+BACKUP_PER_10GB = 72.0      # not metered yet
+BANDWIDTH_PER_GB = 1.80     # not metered yet
+
+RATE_CARD_INFO = {
+    "currency": "INR",
+    "model": "flavor monthly price prorated by billable hours; "
+             "custom flavors computed from add-on rates",
+    "addon_rates_per_month": {
+        "vcpu": ADDON_VCPU,
+        "ram_gb": ADDON_RAM_PER_GB,
+        "ssd_gb": ADDON_DISK_PER_GB,
+        "floating_ip": FIP_MONTHLY,
+    },
+    "not_yet_metered": {
+        "snapshot_per_10gb": SNAPSHOT_PER_10GB,
+        "load_balancer": LB_MONTHLY,
+        "backup_per_10gb": BACKUP_PER_10GB,
+        "bandwidth_per_gb": BANDWIDTH_PER_GB,
+    },
+}
+
+
+def normalize_flavor(name: str) -> str:
+    for ch in ("·", "-", "_", "."):
+        name = name.replace(ch, " ")
+    return " ".join(name.lower().split())
+
+
+def flavor_monthly(name: str, vcpus: int, ram_mb: int, disk_gb: int):
+    """Return (monthly_price_inr, source, spec_mismatch)."""
+    key = normalize_flavor(name or "")
+    if key in FLAVOR_MONTHLY:
+        spec = FLAVOR_SPECS[key]
+        mismatch = spec != (vcpus, ram_mb, disk_gb)
+        return FLAVOR_MONTHLY[key], "rate-card", mismatch
+    price = (
+        vcpus * ADDON_VCPU
+        + (ram_mb / 1024) * ADDON_RAM_PER_GB
+        + disk_gb * ADDON_DISK_PER_GB
+    )
+    return price, "computed", False
+
+
+def period_hours(begin, end) -> float:
+    return (end - begin).total_seconds() / 3600
+
+
+def inr(amount: float) -> str:
+    """Format with Indian digit grouping: 92,159.00 / 1,23,456.00"""
+    neg = amount < 0
+    whole, _, frac = f"{abs(amount):.2f}".partition(".")
+    if len(whole) > 3:
+        head, tail = whole[:-3], whole[-3:]
+        groups = []
+        while len(head) > 2:
+            groups.insert(0, head[-2:])
+            head = head[:-2]
+        if head:
+            groups.insert(0, head)
+        whole = ",".join(groups + [tail])
+    return f"₹{'-' if neg else ''}{whole}.{frac}"